Australian RBA Cash Rates

This dataset provides a comprehensive view of Australia’s interest rate environment, anchored by the Reserve Bank of Australia’s (RBA) cash rate, the key benchmark that influences borrowing, lending, and investment activity across the economy. It combines daily and monthly time series covering money market rates, government and corporate bond yields, and retail banking rates, including deposits and lending across housing, business, and personal finance.

Together, these datasets enable a detailed analysis of how monetary policy decisions flow through financial markets and into real-world interest rates experienced by consumers and businesses. With both high-frequency (daily) and aggregated (monthly) views, the data supports trend analysis, yield curve modelling, and insights into credit conditions, funding costs, and broader economic signals tied to inflation and market expectations.

Data is sourced from the Reserve Bank of Australia and licensed for reuse under the CC BY 4.0 licence. The following details the data sets included in this listing. RBA Cash Rate Terms and Conditions

Cash Rate Target (RBA)

Interest Rate Data (RBA)

• Interest Rates and Yields – Money Market – Daily – F1 Daily short-term interest rates and yields in Australia’s money markets (e.g. cash rate, interbank rates).
• Interest Rates and Yields – Money Market – Monthly – F1.1 Monthly averages of key short-term money market interest rates and yields.
• Capital Market Yields – Government Bonds – Daily – F2 Daily yields on Australian government bonds across different maturities.
• Capital Market Yields – Government Bonds – Monthly – F2.1 Monthly averages of Australian government bond yields by maturity.
• Aggregate Measures of Australian Corporate Bond Yields – F3 Summary yield measures for Australian corporate bonds, typically by credit rating and term.
• Bonds Used to Construct Aggregate Measures of Australian Corporate Bond Yields – F3 The specific corporate bonds included in calculating the aggregate yield measures in F3.
• Advertised Deposit Rates – F4 Interest rates advertised by banks for deposit products (e.g. savings accounts, term deposits).
• Paid Deposit Rates – F4.1 Actual interest rates paid by banks on deposits, reflecting real customer outcomes.
• Indicator Lending Rates – F5 Headline/benchmark lending rates set by banks for various loan types.
• Housing Lending Rates – F6 Interest rates specifically applied to residential mortgage lending.
• Business Lending Rates – F7 Interest rates charged on loans to businesses, by size/type.
• Personal Lending Rates – F8 Interest rates on personal loans, credit cards, and other consumer lending.
• Indicative Mid Rates of Selected Australian Government Securities – F16 Midpoint yields (between bid/ask) for selected Australian government securities.
• Zero-coupon Interest Rates – Analytical Series – 2017 to Current – F17 Estimated zero-coupon yield curve showing pure interest rates by maturity without coupon effects.

See: https://www.rba.gov.au/statistics/tables/